In September 2005, the law passed by Congress finally made it into effect and allowed every person to order one free copy of their credit history a year. Since there are three major credit bureaus - Equifax, Experian and TransUnion... (Continue reading)
Obtaining a mortgage prequalification is the single most important step to ensuring that you are seen as a serious contender for a piece of real property. Moreover, it provides you, the consumer, with the amount of money that a bank... (Continue reading)
The power of ordering anything from the cyberspace imprisoned in your home and the power of swiping it around in any outlets you desire, the power of right royally dining out your most favorite joint with no hard cash on... (Continue reading)
Getting the best rate on credit card processing is most important for any business with a merchant account. High cost credit card processing rates is the worst enemy of merchants. Usually merchants are not trained formally and their small mistakes... (Continue reading)
Credit card debt – unlike any other kind of consumer debt – is hard to eliminate, even with conscientious monthly payments. Over time, the compounding interest and minimum monthly payments shackle the consumer to an ever increasing debt. In these... (Continue reading)
Let’s look at a fictitious story. You have a friend who isn’t very financially savvy. She comes to you and says, “I’ve always heard that I should shop for the lowest APR but what is APR?â€Â How... (Continue reading)
The typical American consumer carries a fair burden of secured as well as unsecured consumer debt. These accounts usually refer to credit cards, personal loan, store credit accounts, and also car loans as well as home loans. It is not... (Continue reading)
In an effort to lure you to their credit cards, many credit card companies offer FREE Balance Transfers from your old credit card. Once the money is safely owed to the new company, they will often provide a grace period... (Continue reading)
Handbags are more than mere accessories in a woman’s wardrobe. These are highly functional items which most women cannot do without. Have you ever seen a woman without her handbag? Taking this into consideration, it becomes imperative to ensure that... (Continue reading)
Free annual credit report is a yearly summary of how the main consumer reporting companies (Equifax, Experian, and TransUnion) judge your credit worthiness. This report is accumulated by these companies who take information provided by your creditors such as lending... (Continue reading)